Cigarette Fire sales
03-15-2009, 06:10 PM
#121
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call melanie Jolles at Scott financial..one of the problems they are having is "high performance" if your credit is good, she can get it done. but lots of lenders are staying away from the brand name Cigarette Racing Team.
03-15-2009, 06:21 PM
#122
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Glad to make you feel better.
03-15-2009, 07:57 PM
#123
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It really doesnt matter what your credit score is. They ARE NOT LENDING to anyone!!!! Until they get rid of the toxic assets off their books or change the mark to market accounting rules, no bank can loan money. With their assets on their books booked at worthless they have no lquidity!!! Until someone fixes that problem, no money will be available. No use complaining because it won't do any good....
03-15-2009, 08:57 PM
#125
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I think the biggest issue is getting damn financing. You can have A+ credit and good pay, etc, and they will find any excuse they can to turn you down. If you talk to anyone selling boats, it seems they "have buyers" but nobody can come up with the cash. The damn banks are keeping everyone who wants to spend from doing it, and the f-n media is keeping most from wanting to.
Don't blame the banks...blame the azzhats who borrowed and now won't repay.
03-15-2009, 09:07 PM
#126
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Yes give her a call, if it can be done, if she can do it!!!! But it is still tough, very tough to get a high performance loan!!! I have a 810 Fico score, good income(self imployed) very little debt and I have had a very hard time getting a loan!!! I used to get upset about it, I dont anymore, everyone is going thru this right now!!! Melanie is working on a loan for me right now, I should know in the morning!!! I will let everyone know if she can get me a loan!!!
Last edited by WMF; 03-15-2009 at 09:18 PM.
03-16-2009, 02:08 PM
#127
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Don't blame the banks...blame the azzhats who borrowed and now won't repay.[/QUOTE]
Yup and don't blame the banks for giving out loans to people who didn't have to prove what the make or what they had in the bank. Sure, I would loan $250 K to someone, I didn't know and just walked up to me!!!!
Yup and don't blame the banks for giving out loans to people who didn't have to prove what the make or what they had in the bank. Sure, I would loan $250 K to someone, I didn't know and just walked up to me!!!!
03-16-2009, 03:03 PM
#129
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I agree, fault lies on both sides. Years ago, dealers couldn't put people in boats they couldn't afford fast enough. It was the times. It was how it was. I remember boat shows with ridiculous financing deals. I remember Formula advertising 12 months no payments in boating mags. You could buy a house or a boat that on paper there was no way you could afford and nobody seemed worried, the banks, the owners, nobody. Now people scratch their heads and try to place blame. No matter who you decide is to blame there's no way around what happened.I watch the news and they show people marching around homes to prevent foreclosure. People screaming that its not right for the bank to take their home. Why not? What did the bank do? they loaned you the money, and you couldn't pay it back. Now the bank wants it back cause maybe someone like me can come and buy it in cash and the bank can move one. Why are these people special? Why is the bank at fault for offering them something? They couldn't read the fineprint? Newscasters saying they need community support to stay in their homes. Why? Get the F' out. You can't afford it. Stop whining and move. You lost your job? oh well, so did alot of people, The smart ones, still have some money saved. This bleeding hear, help the poor folk is getting to me. Where is common sense? Does nobody see that many of these people created their problems? If they bought their homes and the values skyrocketed, would they be giving the bank more money back than they owed? They gambled and lost. Its like going to vegas, blowing all your money in the casino and saying "its not my fault, the flickering lights made me think it was ok" bad casino, bad bad casinos. For years, I've done all the responsible things, bought what I could afford, never over extended, etc. Now when I should be seeing those values appreciated, they are not. I'm treated by the lenders as the same person who bought his house years ago for 600K with a salary of 45K per year. Now I'm having to ask/beg for credit while people who can't afford their mortgages, get to refi??? How does that make any sense at all? I realize banks took a bath. But fact is, for years, they took interest payments and that money is/was somewhere. AIG gives out bonuses today with federal assistance funding? Seriously? I can't get a loan? The world is a different place for sure. I'm going right back to my original plan. Not asking anyone for anything, and if a 35 comes along that I can buy out of my wallet I will. If it doesn't, thats ok too. There is no way, i'm begging for money at this point. Not a chance. I know I'm all over the place and apologize for the ranting but as you can guess i'm fired up. This is a crazy world we live in.
03-16-2009, 04:32 PM
#130
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I think the biggest issue is getting damn financing. You can have A+ credit and good pay, etc, and they will find any excuse they can to turn you down. If you talk to anyone selling boats, it seems they "have buyers" but nobody can come up with the cash. The damn banks are keeping everyone who wants to spend from doing it, and the f-n media is keeping most from wanting to.
