Need a loan......
#1
21 and 42 footers
Platinum Member
Thread Starter
Need a loan......
Since I bought our boat we have "needed" to add various things to it. Although the boat was paid for at delivery, the "needs" were financed through a home equity note. Now the rate keeps jumping and I'd love to get a fixed "boat loan" for aprox 7 yrs at under 7%. My credit score is just over 800 and I'm looking at borrowing 1/3 the boats value so I should get the best rates available. Right?
Any suggestions from the peanut gallery here?
Russ C.
Any suggestions from the peanut gallery here?
Russ C.
#3
VIP Member
VIP Member
Re: Need a loan......
call Pacific Fin. ask for Sandra off. 310-410-8836 or her cell 949-233-6536.....she has stated income loans and low rates. Very easy to work with
#6
21 and 42 footers
Platinum Member
Thread Starter
Re: Need a loan......
Originally Posted by tomtbone1993
their just strokin you to see if you will bite.......turn up the pressure
#7
VIP Member
VIP Member
Re: Need a loan......
Originally Posted by t500hps
Since I bought our boat we have "needed" to add various things to it. Although the boat was paid for at delivery, the "needs" were financed through a home equity note. Now the rate keeps jumping and I'd love to get a fixed "boat loan" for aprox 7 yrs at under 7%. My credit score is just over 800 and I'm looking at borrowing 1/3 the boats value so I should get the best rates available. Right?
Any suggestions from the peanut gallery here?
Russ C.
Any suggestions from the peanut gallery here?
Russ C.
__________________
Happily retired and living in Heavens waiting room.
Happily retired and living in Heavens waiting room.
#9
VIP Member
VIP Member
Re: Need a loan......
I would do it as equity as well Russ, the HELOC as Craig said is a great tool. If you do it with the boat as colateral, you have to pay it off if you decide to go bigger or get a diff boat...
#10
OSO Content Provider
Commercial Member
Re: Need a loan......
Originally Posted by CAP071
Bank of America gave me 5.75% for 100K + just before holidays
credit score of 800
credit score of 800
Citibank just gave me 1.99% fixed rate on $23,700 till it's paid off.
How could I say no to that?
t500hps
Give Dave P a call at Essex Credit: 866-377-3948 Ext. 7036