WOO HOO!! I paid off my debt consolidation loan today!!
#12
Gold Member
Gold Member
Congratulations!!!
I'm currently having my second morg refinanced at a lower rate and had to by the wife a new car today.
Well, at least she's happy.
When the wifes happy, everybodys happy.
I've got a loooooooog way to go.
I'm currently having my second morg refinanced at a lower rate and had to by the wife a new car today.
Well, at least she's happy.
When the wifes happy, everybodys happy.
I've got a loooooooog way to go.
#13
Charter Member #1472
Charter Member
Congratulations Brian!!! Wish we could be in the same boat,
he-he, figuratively of course, since we have the same boat...lol
We are gonna refinance the house Mon. since we're at 8 1/2% now, down to 7% plus buying two points @ $1600.00 to get down to 6 1/2% all together its gonna cost appx. $3600.00, I hope this was wise, don't really know too much about that stuff. But the $100.00 extra a month in our pocket sounds good, considering we spend a minimum of $150.00 a weekend in gas... Of course thats $75.00 Sat. and $75.00 Sun. 100 gallons weighs alot!!!!
he-he, figuratively of course, since we have the same boat...lol
We are gonna refinance the house Mon. since we're at 8 1/2% now, down to 7% plus buying two points @ $1600.00 to get down to 6 1/2% all together its gonna cost appx. $3600.00, I hope this was wise, don't really know too much about that stuff. But the $100.00 extra a month in our pocket sounds good, considering we spend a minimum of $150.00 a weekend in gas... Of course thats $75.00 Sat. and $75.00 Sun. 100 gallons weighs alot!!!!
#15
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Join Date: Mar 2001
Location: Virginia Beach, Virginia, USA
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Congrats. Refied the house a few months ago to 6.25%. 200 a month back in the budget. I hate paying interest. It always feels good to get rid of the bills. The hard part is keeping them gone once you get rid of the debt.
#16
Charter Member #971
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Join Date: Feb 2001
Location: Shoreline, WA, US
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I'm with you guys on the refinance deal. I'm going to refi probably this week. My only gripe is that I can't get it quite as low as you folks, I think mine will go from 8.65 to just about 7.25. HHhhmm maybe I'm getting scammed .
#17
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$406.00/month back in the pocket!! That's like an $8K raise for me before taxes/401K!!
Thanks guys, and good luck with the re-fi's.
Thanks guys, and good luck with the re-fi's.
#19
Charter Member #1472
Charter Member
Niuhi, according to the mortgage broker it's been at 7 % for the past couple of days, he said he don't know what it would do by Mon. since they reported the economy doing better. I too missed out when it was around the 6% rate and I've been waiting since Sept. so I figured I would grab it at 7 %. I locked in over the phone, my luck it will be in the 6's monday....
Hope this helps!!!
Hope this helps!!!
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