Insurance Company Suggestions for new boat?
#21
Registered
Re: Insurance Company Suggestions for new boat?
Does anyone have Bob's # at worldwide
Thanks
Thanks
#22
VIP Member
VIP Member
Re: Insurance Company Suggestions for new boat?
Originally Posted by baja27
Does anyone have Bob's # at worldwide
Thanks
Thanks
Bob and Sy are the only two out there worth messing with. Beware of getting Marine insurance from a car insurance place. It's all good until you need to make a claim!!!
Sy's # is 888-226-2846
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Happily retired and living in Heavens waiting room.
Happily retired and living in Heavens waiting room.
#23
A to Z
Platinum Member
Re: Insurance Company Suggestions for new boat?
Originally Posted by tinydancer
Sean-
State Farm took my Concept and then tried to cancel the policy. After a few phone calls the policy was re-accepted by the underwriters. Is this something I should be concerned about if I have a future claim??
State Farm took my Concept and then tried to cancel the policy. After a few phone calls the policy was re-accepted by the underwriters. Is this something I should be concerned about if I have a future claim??
they took my boat, gave me a binder, i gave them my money and all was well for a about 2 days until i got a call from the underwriter... my agent is a good family friend and he has insured everything i have ever done or owned and we thought nothing about adding the cat to the list... he dug into it a little and found out that they have had some problems with boats that weren't insured correclty and some disputes come claim time.... i went to total dollar and then had my state farm agent go over my new contract.
i have never had a problem, but it sounds like others have, and i think there is a thread or two on here about state farm or another carrier with the same story...
always becareful when you get a "good" deal on insurance, it might not be worth the paper it is written on if you can't get your claim paid....
#25
Re: Insurance Company Suggestions for new boat?
Originally Posted by masher44
State Farm wrote my 03 29 Fever 525efi, then cancelled it. They wont touch a 502 or bigger motor. Be very careful with them.
#26
Re: Insurance Company Suggestions for new boat?
Originally Posted by Chris288
Sy would't insure an 05 sunsation w/ h.O. boat owner for 15 years, boat operator for 25, h.p. boat owner for 3 years at the time. both wife and I have boating certificates. wife was boat owner for 3 years before we met. one prior claim in 15 years.
Bob and several others wated upwards of 1,700-2,500 we went with state farm for 550.00
although I doubt state farm would take that boat..
Bob and several others wated upwards of 1,700-2,500 we went with state farm for 550.00
although I doubt state farm would take that boat..
#27
Charter Member #30
Charter Member
Re: Insurance Company Suggestions for new boat?
Just switched from Total Dollar to World Wide.
$1000.00 Dollars less for the exact same coverage and have no layup or navigational restrictions like the one Sy had.
I also found out that my policy had been written for non Tidal waters and excluded the Great Lakes, this is where I boat
Is this Sy's fault or should of I read the policy closer? All I know is I feel lucky I never had a claim and feel good about saving $1000.00 a year with a better policy.
For me Bob at Worldwide is a no brainer
$1000.00 Dollars less for the exact same coverage and have no layup or navigational restrictions like the one Sy had.
I also found out that my policy had been written for non Tidal waters and excluded the Great Lakes, this is where I boat
Is this Sy's fault or should of I read the policy closer? All I know is I feel lucky I never had a claim and feel good about saving $1000.00 a year with a better policy.
For me Bob at Worldwide is a no brainer
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I have Steps & Bubbles!
I have Steps & Bubbles!
#29
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Join Date: Oct 2003
Location: pa/cape coral fl.
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Re: Insurance Company Suggestions for new boat?
worldwide has me for twelve months useage and off shore up to 50 miles, i just reviewed and renewed my policy with them. like others say, beware and review what you think you are getting. make sure if you have someone else transport your boat that they have cargo insurance. my policy will not cover me if somone is transporting my boat for me. they may have a policy to cover them, butt make sure they have cargo insurance as to atleast the value of your boat.. that is what i was just told....