Notices

Rate Question

Thread Tools
 
Old 04-12-2008, 06:38 AM
  #1  
Registered
Thread Starter
 
Join Date: Aug 2007
Location: Port Deposit, MD
Posts: 622
Likes: 0
Received 0 Likes on 0 Posts
Default Rate Question

Looking at an older boat (1992). I was wondering if anyone has any info on current rates?

Here are the specs:

780 credit scores
$42,000 purchase price
15% down
15-20 years
Stock power


Any ideas?

Thanks,

Phil
PJDiesel is offline  
Old 04-12-2008, 09:47 AM
  #2  
Registered
 
Downtown42's Avatar
 
Join Date: Nov 2003
Location: 1 Flu Ovr KuKos Nest-WI
Posts: 9,950
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by PJDiesel
Looking at an older boat (1992). I was wondering if anyone has any info on current rates?

Here are the specs:

780 credit scores
$42,000 purchase price
15% down
15-20 years
Stock power


Any ideas?

Thanks,



Phil
I don't think you'll get 15-20yrs on a 1992 boat, and why would you anyway? Maybe 10 yrs max.
Downtown42 is offline  
Old 04-12-2008, 02:21 PM
  #3  
Registered
Thread Starter
 
Join Date: Aug 2007
Location: Port Deposit, MD
Posts: 622
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by Downtown42
........... and why would you anyway? Maybe 10 yrs max.
I agree. Trick is, if I could sell my current boat in the next week or so this would be a different situation.

I'm not trying to stretch the term by any means, just trying to ease the payment while I'm still a two boat owner........
PJDiesel is offline  
Old 04-12-2008, 02:24 PM
  #4  
Registered
Thread Starter
 
Join Date: Aug 2007
Location: Port Deposit, MD
Posts: 622
Likes: 0
Received 0 Likes on 0 Posts
Default

Zip Code: 21904
Length, Make, Model of Boat 38 Fountain Sport Cruiser
#engines: 2
Total HP: 770
Top Capable Speed: (unknown, ~ 60 MPH?)
DOB: 11/18/1976
I'm assuming Chesapeake Navigational territory but correct me if I am wrong there. (You are correct)
Driving record: Clean, to..somewhat clean, nothing major recently

Thanks in advance.
PJDiesel is offline  
Old 04-12-2008, 04:54 PM
  #5  
HP Marine Ins. Specialist
 
Join Date: Mar 2008
Location: Insuring any kind of boat
Posts: 985
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by PJDiesel
Looking at an older boat (1992). I was wondering if anyone has any info on current rates?

Here are the specs:

780 credit scores
$42,000 purchase price
15% down
15-20 years
Stock power


Any ideas?

Thanks,

Phil
HAHAHA OK. I'm an idiot. You said rate and I figured "insurance". lol It just dawned on me that you were talking loans. Well, I did an insurance quote if you want it. Sorry for the misunderstanding. Next time I will take my head out of my arse before I answer! lol
WakezoneINS is offline  
Old 04-12-2008, 05:09 PM
  #6  
Registered
 
Downtown42's Avatar
 
Join Date: Nov 2003
Location: 1 Flu Ovr KuKos Nest-WI
Posts: 9,950
Likes: 0
Received 0 Likes on 0 Posts
Default

100/mo diff between 10 and 15 yrs...35700 advance.
Downtown42 is offline  
Old 04-13-2008, 05:17 PM
  #7  
Registered
Thread Starter
 
Join Date: Aug 2007
Location: Port Deposit, MD
Posts: 622
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by WakezoneINS
HAHAHA OK. I'm an idiot. You said rate and I figured "insurance". lol It just dawned on me that you were talking loans. Well, I did an insurance quote if you want it. Sorry for the misunderstanding. Next time I will take my head out of my arse before I answer! lol
I DO want it actually!

(I inquired via your website earlier today anyway)
PJDiesel is offline  
Old 04-14-2008, 02:40 PM
  #8  
Registered
 
Join Date: Jul 2004
Location: Palm Harbor, FL
Posts: 438
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by PJDiesel
Looking at an older boat (1992). I was wondering if anyone has any info on current rates?

Here are the specs:

780 credit scores
$42,000 purchase price
15% down
15-20 years
Stock power


Any ideas?

Thanks,

Phil
PJ,
You can go as long as 15 years for that size loan and rates will be in the mid to upper 7's. Financing $36,000 will put your payment around $340/mo. Let me know if you have any other questions. Thanks,
Kyle
Loan Ranger is offline  
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
stevesxm
General Q & A
2
06-12-2007 05:10 AM
jr
General Boating Discussion
4
08-27-2002 11:13 AM
Donzi Corleone
General Boating Discussion
15
04-12-2002 10:09 PM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



Quick Reply: Rate Question


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.