Insurance Woes
#1
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Safeco,after collecting premiums all winter, has decided to cancel my boat insurance due to speed.
Anyone have any experience in this area?
Anyone have any experience in this area?
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I had State Farm insure my 1997 290 Enticer for about $625 per year. Maybe cbgenrl AKA Wally can hook you up as he works at State Farm in Illinois.
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I've got State Farm as well on my 26 Legend at $325 a year $100 deductible. I do know the agent told me once you break the 26 mark the price goes way up. Also I've made a habit of avoiding the how fast question. They have a book the states speed and normally is about 15 to 20 mph shy of true speed. While I has at the dealer picking mine up a couple weeks ago a guy was buying a 38' Poker Run Addition PQ and was quoted $3,800 a year. Talk about killing a deal. The insurance companies now days have a little to much influence on luxury items purchases.
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1999 pq 290 and trailer
10% off for halon
10% off for boating safety class.
american family insurance $530.00 a year
10% off for halon
10% off for boating safety class.
american family insurance $530.00 a year
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I talked to Safeco today. They said they went to a boat test website, BoatTest.com, and looked at the posted speeds. The website said "over 80 mph......" That is why I was dropped.
The said they do not insure boats that go over 55 mph. Guess they should have told me that before accepting 7 months worth of premiums.
I have 4 weeks to find new coverage. Once again, Thanks Safeco. I will check out all of the places mentioned above. I really do appreciate the help.
The said they do not insure boats that go over 55 mph. Guess they should have told me that before accepting 7 months worth of premiums.
I have 4 weeks to find new coverage. Once again, Thanks Safeco. I will check out all of the places mentioned above. I really do appreciate the help.
Last edited by Dave98; 05-12-2005 at 11:51 AM. Reason: spelling
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$670.00 through progressive on my 2001 29 pq.
Had country companies before but they dropped me 1 month ago saying they won't insure a boat that goes over 55 mph.
So I changed all 3 cars over to progressive also.
Had country companies before but they dropped me 1 month ago saying they won't insure a boat that goes over 55 mph.
So I changed all 3 cars over to progressive also.
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State Farm @ 630/yr on a 97 Enticer. Scared to make a claim though!
I recall being asked by my agent "is it a needle nose type of boat?" My response: "Hell I have never seen one of those but I bet they don't have room for the fridge, micro, and pump out head that my boat has!"
I recall being asked by my agent "is it a needle nose type of boat?" My response: "Hell I have never seen one of those but I bet they don't have room for the fridge, micro, and pump out head that my boat has!"